Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Monday, September 12, 2011

Focusing on Money

Here it is, another Monday, and another day of reading textbooks I don't want to read for classes that I have tomorrow. Thankfully the classes themselves are at least somewhat interesting. This week is a crazy one for me--I had work yesterday, tomorrow I have class, Wednesday I work, Thursday I have class again (until 9:00 at night, have I mentioned that?), Friday I work, Saturday I work, and next Sunday I work, too. Basically, this is my only day off. I'm pretty happy that I actually planned ahead last week and didn't procrastinate for once--I have a project and a paper due on Tuesday; I finished both of them by the end of Saturday.

Anyway, none of that has to do with my goal of the week. While I am working more (and earning more money, woo!) I need to evaluate my spending as well. Along with my cleaning efforts, I've somehow stopped enjoying shopping as much as I once did. Last week I had a 40 dollar coupon to spend (no fine print except the expiration date; the benefits of buying things at Kohl's), and I literally had trouble finding things to buy. I got the two things I needed, and still had 20 dollars left to spend. I found myself wishing that 20 dollars was cash, because I'd rather have saved it than needed to spend it. Despite this, I'm still noticing that I'm spending close to what I make each week.

So goal 28 is to pay more attention to where my money goes, and to try to decrease my spending; i.e. refusing to let the caffeine-loving half of myself convince me to buy an iced latte just because I'm at school again and "deserve a treat". I can go home and enjoy a mug of tea or something for literally a fraction of the cost. Buying gas is essential, but I can pay attention to which gas stations have cheaper prices when I know I'm running low.

Overall I need to kick my saving efforts up a notch, and cut down on extraneous spending. That doesn't mean I can't enjoy a latte every once in a while, but I'm definitely not buying one two times a week just because it's available.

-M.